Cashless Treatment Scheme For Road Accident Victims
- Aarogyasri Trust prepares rollout of cashless treatment scheme
- Rs. 1.50 lakh cashless treatment scheme to cover all accident victims
The cashless treatment scheme for road accident victims is set to be implemented in Telangana, with the Aarogyasri Trust working to roll out the Centre’s initiative. The scheme will provide free and cashless treatment up to Rs. 1.50 lakh to victims of road accidents. It will apply even to those who do not hold health insurance cards such as Aarogyasri or Ayushman Bharat.
According to officials, the scheme aims to ensure immediate medical care to accident victims without any financial burden. It is designed to help people across the country, regardless of income status. “The Cashless Treatment Scheme for Road Accident Victims scheme has been brought to provide treatment to the victims regardless of their financial status, regardless of their financial status, anywhere in the country.” The modalities for the scheme were finalised in June last year.
Meanwhile, the scheme is already being implemented on a pilot basis in Chandigarh, Assam, Punjab, Uttarakhand and Haryana. So far, 5,480 people have benefited under the pilot programme. Funds for the treatment will be drawn from the Motor Vehicle Accident Fund. Therefore, Telangana is now preparing to adopt the same model with state level coordination.
To implement the cashless treatment scheme in Telangana, the Aarogyasri Trust has mapped network hospitals across the state. It has also identified accident black spots using call data from 108 ambulance services. The scheme will link hospitals in areas where accident rates are high, ensuring faster access to emergency care.
The state transport department, police department and Aarogyasri Trust will play key roles in execution. The police must register cases under the e Detailed Accident Report system within 24 hours of an accident. The transport department has decided to first implement cashless treatment in all eligible hospitals. There are more than 500 hospitals under the Rajiv Aarogyasri network.
Later, Aarogyasri will provide login access to these hospitals and extend the system to those outside the network. The Trust has already collected details of hospitals offering polytrauma services. Senior transport officials have held several meetings with the Aarogyasri Trust to finalise procedures.
Meanwhile, the health department has decided to establish a trauma centre every 35 km across the state. It plans to take a World Bank loan of Rs. 1000 crore to develop these centres. In this context, officials believe that effective implementation of the cashless treatment scheme up to Rs. 1.50 lakh can save more lives of road accident victims.
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