Get Interest Subsidy on your long-term Agri Credits
The Rajasthan Government provides loans to farmers for short and long term at low interest rates through cooperative societies.
The government offers an interest subsidy of 5% to farmers who repay their long-term loans on time.
The interest subsidy is available only on loans provided by the state government.
Application Process
Farmers can apply for the interest subsidy scheme both online and offline.
Those who want to apply offline need to visit the Co-operative Development Bank of Rajasthan and submit their documents.
Farmers can also apply online by downloading the application form from the official website.
Benefits of the Scheme
The interest rates provided under this scheme are lower than those offered by commercial banks.
Loans for minor irrigation works and farming equipment are also included in the scheme.
By repaying the loan on time, farmers can reduce their interest rate from 10% to 5%.
Documents Required
To avail of the scheme, farmers need to provide their Aadhaar card, residence certificate, passport size photo, bank account details, land-related documents, and identity card.
Crop Loan Frequency
Farmers can take crop loans twice a year from cooperative banks.
These loans are disbursed from April 1 to August 31 for the Kharif season and from September 1 to March 31 for the Rabi season.
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