Govt offers THESE Pension Plans for Senior Citizen: Check Here
The central government has introduced several pension schemes, providing monthly pension benefits at minimal costs.
Here are four such schemes that ensure financial stability in your senior years:
Atal Pension Yojana
1) Available to those aged 18 to 40. Monthly pensions range from Rs 1,000 to Rs 5,000 upon turning 60.
2) Premiums as low as Rs 210, up to a maximum of Rs 1,454 per month.
Pradhan Mantri Jeevan Jyoti Bima Yojana
1) Open to individuals between 18 and 50 years of age.
2) Annual premium of Rs 436. Renewal required between June 1 and May 31.
Pradhan Mantri Karmayogi Maandhan Yojana
1) Eligible for small business owners, shopkeepers, and GST-registered traders with an annual turnover of up to Rs 1.5 crore.
2) Provides a pension of Rs 3,000 for individuals aged 18 to 40 after reaching 60. Premiums vary from Rs 55 to Rs 200.
Pradhan Mantri Vaya Vandana Yojana
1) Offers an interest rate of 8 percent for 10 years for senior citizens aged 60 and above.
2) Opting for the annual option provides an interest rate of 8.3 percent for the same duration.
3) Investment limit raised from Rs 7.5 lakh to Rs 15 lakh.
These government schemes ensure financial security during your retirement years.
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